Physical risk
Physical risk
Financial risk from climate hazards such as floods, heat and drought.
Usage: Not «المادية», which clashes with materiality.
المخاطر الفيزيائية
المخاطر المالية الناتجة عن الظواهر المناخية مثل الفيضانات والحرارة والجفاف.
المصدر: المعهد المصرفي المصري
Source of the Arabic term: Egyptian Banking Institute
Why a lender reads this
Regulators and DFIs set what a lender must disclose and how it treats climate risk. These terms decide what goes in the annual report, the credit memo and the reply to the regulator.